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National Repository of Grey Literature 2 records found  Search took 0.00 seconds. 
Consumer credit contract
 KUBERNOVÁ, Anežka
The goal of this thesis is to analyse the current law regulation of the consumer loan. The thesis primarily focuses on the housing loans, which are analysed from both the economic and legal point of view. The thesis defines the conditions of providing and mediating the consumer loan and does not omit the description of the amendment to the consumer loan act no. 257/2016 Sb. from 2016. The thesis further describes the overall procedure of establishing a mortgage, including some important terms related to the mortgage loan. The practical part is carried out by a quantitative research strategy of a questionnaire data collection. This part of the thesis focuses on consumers and their knowledge of the consumer and, especially, mortgage loans. This section's goal is to uncover the financial literacy of consumers in the field of mortgage loans. The acquired results were evaluated using the Excel program.
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The analysis of factors which influence the mortgage market
 PLÁŠILOVÁ, Lenka
This thesis deals with current issues relating to the mortgage market. The aim of the thesis is to analyse factors which influence the mortgage market in the Czech Republic and to describe their influence on the quantities of mortgages within last 10 years (2002-2011). The theoretical part introduces basic concepts related to the mortgage market, the legislation and chosen factors that could have an influence on the quantities of mortgages. Among these factors were chosen GDP, the rate of unemployment, the inflation rate and the interest rate of mortgage loans. One part deals with mortgage crises which came into existence in the USA in 2007 and had an impact on economics of other countries. In practical part there is an introduction into development of chosen factors and then there is finding out whether these factors influence the quantity of mortgages.
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